Category Archives: Health Care

Health Care Reform-What It Means For Americans

Health Care Reform-What It Means For Americans

We all, in recent months, have heard all the pros and cons of the health care reform debate, but as expected, most people are still confused about what to expect. While it is very clear that the U.S. health care system is in dire need of change, reform is hardly the best descriptive word, unless you are referring to who is gonna pay and who will be covered.

If you are a person who is currently uninsured due to your financial situation, unemployment, or because of a major health issue then health care reform is probably something that you will welcome. The plan is to make sure that everyone can receive coverage even if they can’t afford it or are currently ineligible due to pre-existing health issues.

This new plan will not deny health care coverage to anyone, including those who have pre-existing conditions or life threatening illnesses; everyone will be covered. Every American citizen, regardless of personal status, will be equally eligibility and no one will be turned down or turned away for health care.

As great as this idea is for everyone to have health insurance, there are very real concerns raised about this new plan. Added everyone to the health care system will have a huge impact on the cost of such a system, especially those with health issues of a serious nature and anyone who doesn’t follow a regular check up schedule. This new proposed plan is based on the balancing out theory between those who have no insurance and are less than healthy and the healthy insured and employed individuals. The concerns center around the effectiveness and extra cost associated with such a new health care plan.

Using a misleading term or name such as The Health Care Reform to describe what it really is: a Nationalized Health Plan and will bring with it, its own unique set of problems. It is very misleading, no matter how you look at it. Other nations who have adapted this type of health care, have experienced a hugh imbalance between care that is needed and the ability of the health care professional to keep up with the demand. Long waits to see specialists and a less than adequate number of doctors to see patients seems to be a uniform problem with this type of health care. Why U.S. law makers cannot see the trend of other nations who are moving away from a nationalized health care system, because of the inefficiencies it creates and caters to, is beyond belief to many voting citizens. Why would an advanced nation such as the United States be taking a step backwards concerning health care?

To avoid upcoming hassles it is a brilliant idea to keep individual health insurance up to date. There is affordable health insurance for students available.

Medicare Advantage Will Get Hit With Health Care Reform

Medicare Advantage Will Get Hit With Health Care Reform

Since even before Medicare was passed in 1965 its been a source of frustration and intense debate from The Hill to Main Street. From concierge doctors to family physicians, politicians and family gatherings, health care reform is still a tough subject to grasp.

While Andy Griffith is currently appearing in television ads explaining Medicare changes to seniors, and the White House is praising its upcoming health care overhaul, the facts of how Medicare will change still remain a bit fuzzy.

1965. A lot of good things came out that year, like Medicare. This year, like always, we’ll have our guaranteed benefits and, with the new health care law, more good things are coming. Free checkups. Lower prescription costs and better ways to protect us and Medicare from fraud. See what else is new. I think you’re gonna like it, says Andy Griffith in his new TV ad. (Time.com) Seems to be pretty simply and explanatory, right? In reality, its a little more complicated.

Time.com states that Medicare Advantage, will in fact be greatly affected by health care reform, causing many seniors who have Medicare Advantage plans to lose fringe benefits that are not required by law. According to the Wall Street Journal, dozens of Medicare Advantage providers plan to cut back vision, dental and prescription benefits. Some plans are eliminating free teeth cleanings and gym memberships, and raising fees for hearing aids, eye glasses and emergency-room visits.

Medicare Advantage plans will take the biggest hit when the health care overhaul starts to take effect next month, mainly because Medicare Advantage plans are privately run plans that offer additional benefits beyond traditional Medicare. Obamas health care overhaul cuts to Medicare Advantage will open up the doors for 30 million Americans who currently dont have health insurance c overage. By taking some funding away from Medicare Advantage, money can be put towards those 30 million uninsured.

Democrats say the payment cuts are fair because Medicare overpays private insurers to run the plans. The government now pays private insurance companies an average of 9% more to operate the plans than it costs the government to run traditional Medicare, according to the Medicare Payment Advisory Commission, an independent congressional agency. That allows insurers to offer richer benefits to enrollees. (Wall Street Journal Online)

As for standard Medicare plans, they will not change, a common misconception among seniors according to Time.com. In a July poll, 50% of seniors believed health care reform would cut benefits that were previously provided to all people on Medicare, and that Medicare patients will have to spend more out of their own pocket. The reality is that while Medicare Advantage will change dramatically, standard Medicare will not, according to Time.com.

The law requires Medicare to pay 100% of preventive care, which includes checkups. The law will also gradually close the Medicare prescription drug gap known as the doughnut hole.

What You Should Learn About Home Health Care from Los Angeles

What You Should Learn About Home Health Care from Los Angeles

As one of the most populous cities in America, you can speculate that Los Angeles also has its good share of seniors. Particularly, seniors or those who were 65 years old and above reached the 10.5 % mark in 2010. 10.5 % may not appear like something excessively large of a piece, but when you think about Los Angeles’ population of over 3 million, the a great deal of elderly seems more obvious.

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Senior citizens, defined as consumers whose ages are 65 and above, have obviously witnessed and experienced enough in their more youthful years. Having said that, they’re now past their prime, and they’ll require someone to care for them. They’ll need home health care in Los Angeles to address their everyday needs, as well as present help of both the physical and emotional kind.

A service for elder care in Los Angeles involves employing a health professional that would be there to assist the senior citizen in need. It’s an alternative to sending grandma and grandpa to a retirement home, which may not agree with certain individuals. The caregiver will be around the elderly for most of the time, and arrangements can be made for longer service durations.

Caregivers are primarily charged with maintaining the health of their charges. Armed with medical knowledge, they can render treatments and medications to the seniors. They can even aid in managing the physical activity of the aged folks under their responsibility via flexing exercises.

Aside from medical assistances, health professionals can be tasked to accomplish things infirm elderly people can’t perform by themselves. Caregivers can help transport the elderly from one place to another and can even aid in performing things weaken arms or legs will find complicated like writing down something or answering the phone. And above it all, health professionals also give companionship to the aged.

The elderly deserve a rest from the long lives they’ve led. Working with a health professional to help them survive life offers them the chance to live comfortably without aggravations. Those wondering when they should work with a caregiver ought to seek the following link: dying.about.com/od/caregiving/f/hire_help.htm

Pennsylvania’s Single Payer Health Care Bill

Pennsylvania’s Single Payer Health Care Bill

Pennsylvania is in a unique position. She has a Single Payer Health Care Bill, HB 1660, that has a great chance to eventually pass in the House.

Of all the State sponsored bills, this one is the strongest.

This is a solid bill, one Pennsylvanians can trust that insurance companies will be fully exempt from corrupting.

Democracy For America promoted house parties across the country November 14, where thousands of people watched Sicko, then listened to a conference call with film maker Michael Moore and DFA President Jim Dean for more than thirty minutes.

Or if people were watching on the West Coast, they tuned into the conference call before they watched the DVD.

In any case, a certain percentage of watchers had never seen the movie before, so Jim Dean and Michael Moore were careful not to divulge key movie points.

I saw Sicko for the third time that night and thoroughly enjoyed watching it with my Progressives For Pennsylvania friends, a handful of union leaders, and a few liberals I grew up with in my hometown.

The conference call itself was inspiring.

Michael Moore was asked about state sponsored versus federally sponsored bills, and which did he support. For instance, John Conyers and Dennis Kucinich have a National Single Payer Health Care Bill, H.R.676.

Moore said we need a National Single Payer bill, thus supported the Conyers/Kucinich bill. John Conyers has said he supports the bill here in Pennsylvania, HB 1660.

Having said that, and given the current stranglehold on anything good coming out of Washington these days, I believe we have no choice but to develop a model Single Payer Health Care Bill that other States and eventually the Country are free to adopt.

Another point in the call was how the propaganda machines like to stop all discourse on a real Universal Health Care Plan that covers all Americans minus Insurance Companies, by stating that such plans are Socialized Medicine.

Michael Moore said Single Payer is not Socialized Medicine, but rather is Christianized, Krishna-ized, Mohammad-ized Medicine because of the impetus for caring for every citizen in America in a true spirit of service.

The question arose about the supposed waits that people have in the Canadian health care system, (although Canadians in the movie told us that they really don’t have the waits that the propaganda machines in this country want us to believe).

Moore said that when 50,000,000 people are taken out of the health care equation, obviously our waiting times at the doctors, those of us with Health Insurance, will obviously be shortened.

When we add the 50,000,000 people back into the system, yes, we will have longer waiting times.

Isn’t this preferable to making Health Care unavailable to so many millions of citizens?

Governor Rendell of Pennsylvania has a Health Bill before the Pennsylvania House of Representatives called Prescription for Pennsylvania.

Home Health Care A Few Figures

Home Health Care A Few Figures

You don’t have to make the terrible decision to send one of your loved ones to a hospital or nursing home; there is always the home health care option! Just think, you might even be able to save money by having a professional come to your home to take care of someone who has been hurt.

Home health care, in the most basic sense, is where a trained agent will come in and do all of the things that a patient would have needed at the hospital, but in the convenient setting of a home environment, where friends and family can be around as well to help things.

Some of the options for this type of care include things like wound care, physical therapy, occupational therapy, speech therapy, and patient and caregiver educational information. People can also deal with IV’s, injections, nutrition, and the monitoring of serious conditions that just require a watchful eye, and not scrutiny by high-paid hospital staff.

There are all sorts of agencies that have home health care options. You’ll find companies ranging from tiny neighborhood ones to major corporate ones, and the options that you need will be clearly defined when you talk to any of them for the first time. Just don’t be scared to ask questions.

The home health care staff will take care of a patients eating and drinking, check on vitals like temperature, breathing, pain levels, amount of sleep they get, heart rate, and blood pressure. In addition, they can take care of things like basic cooking and cleaning, depending on the program you’ve set up for them.

You’ll always be made aware of your plan of care as well. Essentially, this is just a list of every detail of your health and how it relates to an agent. Time frames, equipment use, medication details, things like that. If anything changes in your condition, your plan of care will indicate that, so you can keep a record of how things have progressed over time.

Conditions for the home health care service should be constantly improving as well. Every new day will have something that happens, and each challenge should be approached as a way for them to make the overall service better. Staff should always be polite and well-informed as well, giving everyone in the system a chance to be as happy as possible.

Now that you have a basic understanding of how home health care works, do a little homework to find if there are local places that fit you needs, and you know that you’ll be ready to make the right decision if you’re ever put in the position to make a call.

Home Health Care Getting Better at Home

Home Health Care Getting Better at Home

Home health care is a type of care that relies less on a hospital and allows you to remain in your house while you recover. A surprising number of companies will provide this service. Benefits can include convenience and lower cost while retaining effective medical care. Think of recovering in your own home instead of a hospital.

The main purpose of home health care is to treat a sickness, injury, or other similar problem. Being able to remain in the comfort and familiarity of your home can be a very positive experience. A safe, well-known place to recover can allow visits from friends and family. Invite them over for coffee and to sign your cast.

Many services offered in hospitals can also be taken care of using home health care – physical, occupational, speech and nutrition therapy to name a few. Other options include patient education and regular injections. Not only are these medical jobs expected, but anyone taking care of you in your home will provide daily cleaning and cooking, as well.

You can find a plethora of companies that offer home health care. One thing to make sure is that your insurance covers this type of care; otherwise you may be surprised by a larger bill than you expected. Research the internet and any local health care agencies to find out exactly which services they offer.

What can a home health care agency staff member do for you? You can expect them to take care of general health monitoring, including meal preparation, blood pressure, temperature, heart rate, and checking for breathing problems. Any prescribed medicine or exercise will be under their close watch, as well. Making sure the environment is safe and comfortable is their job, too.

All of your needs and expectations are bundled into a term coined plan of care. Included are the services offered by the agency, which ones you require, how often they must be performed, any machines or equipment necessary, and any other expectations you have. Anyone providing home health care will review these with you.

Don’t feel like you can’t speak up and ask questions to your care provider, either. Any concerns and questions should be answered in order to give you the best care. If they are impolite, won’t explain things to you, or delay responses when you ask for something, report this to any other health care professionals.

Know more than you did before about home health care? If you need to know more, you can look up stories about those who have received this care in the past. They will give their feedback about good and bad experiences, whether or not it helped more than a hospital, and if they would recommend it to you.

President Bush’s Proposed Health Care Tax Deduction

President Bush’s Proposed Health Care Tax Deduction

Nothing is more complex and difficult for politicians to deal with in this country than health care. Well, President Bush is about to enter the fray with a new proposal.

There are many controversial subjects in our country. From abortion to the death penalty to Iraq, there is plenty for everyone to get worked up regardless of their political affiliation or personal views. One subject that is less glamorous is health care. Frankly, our situation is a disgrace. By most measures, we are the wealthiest country in the world. Despite this fact, a huge number of us don’t have health care coverage.

When it comes to health care, more than a few politicians have crashed and burned. The issue is complex and expensive. There are no clean, clear answers. Throw in issues of political compromise and lobbying by medical groups and the picture gets much murkier. With incredibly low popularity numbers, President Bush apparently feels now is the time to swing for the fences. Yep, he is going to enter the health care fray with his own plan.

In addressing health care coverage, President Bush has decided to take the green carrot approach. What is the green carrot approach? He is trying to offer a financial solution through the tax code. This is a common approach with the government. They can’t make smoking cigarettes illegal, but they tax them to high heaven in an attempt to stop you. This is generally known as conduct modification through your bank account.

In the case of health insurance, the President is playing with the tax deductions. Currently, employers can write off whatever they spend to pay for health coverage for employees. The payments are also not taxable to the employee as income. The problem, however, is this doesn’t cover people who are not employed full time such as self-employed individuals.

President Bush’s answer is to create a tax deduction. Although the details are a bit murky, it appears that individuals will be able to deduct up to $7,500 for payments they make for health insurance. Families would get a bump up to $15,000. If you paid less than these amounts, you would still get to claim the full deduction. If you paid more than the deduction amount, your deduction would be capped at the $7,500 or $15,000 figure. Roughly 35 million Americans pay more than these amounts for health insurance coverage.

Regardless of your politics, the President should be congratulated on taking on the health care answer. Regardless of political affiliations, this is the kind of issue a President would typically only tackle if they were very popular. Trying to address it without such numbers takes a lot of political courage. Will it work our or is it even a good plan? We will have to see, but at least it is a start.

Richard A. Chapo is with BusinessTaxRecovery.com – providing daily tax tips.

Health Care Products Marketplace Online

Health Care Products Marketplace Online

Welcome to the new millennium. We are living in times where most of us get time for everything other than own health. A time where if we want anything healthy and natural we need to search for it in special shops and heath care stores.

Health care plays a very important part in all of our lives. With proper health care comes fitness, agility, beauty and even brains. Yet when it comes to taking time from our daily routines and buying health care products most of us somehow feel that it can be put off till later.

But then why should we put off till tomorrow what we can do today? In fact we can do it in a matter of minutes. That too without going anywhere or needing to travel.

Shopping for health care products online has never been easier than it is today. All you require is to visit a Virtual Health Care Shop and buy the product you need.

Quality conscious health care shops are very specific about what they sell and give proper product details for you to choose the best and most healthy option for yourself.

So whether you are looking for a Electrolysis Foot Bath (Elektrolysefubad) or just Nutritional Supplements (Nahrungsergnzung) you can read the product details and decide which suits you best.

High Quality Health Care Stores can easily be differentiated from those trying to make a fast buck by checking their product details and feedback received by the store on the internet. Before buying you can also check if the site is using a secure connection for processing your payments etc.

So in case you wish to purchase some Coral Calcium (Sango Korallenkalzium), it would be easy to directly visit a online health care store and search for the relevant quality and quantity rather than just visiting multiple shopping outlets physically looking for your specific coral calcium requirement.

Online shopping surely has changed the way we live and now with the multitude of online health care product stores our lives should get the good quality we work so hard for as well.

A online health care products website this author regularly buys from offers a huge selection of products ranging from Bio-energiser Detox Spa, or the Power of Quick Zap Martin Frischknecht, Coral Calcium supplements, Finnish birch ash, Dietary supplements, Khoysan sea salts, vitamins, minerals and even desert salt, as well as natural cosmetics (Naturkosmetik) and vital patches (Vitalpflaster).

So then saying “I need to take some time out to buy health care products” is just not good anymore, after all if you are reading this article with time and interest, surely some more time can be spared for making your health care purchases online.

Long Term Health Care Insurance Is It Really Worth It

Long Term Health Care Insurance Is It Really Worth It

There are many kinds of insurance, so many it almost makes your head spin. There is homeowners insurance, car insurance, renters insurance, life insurance, disability insurance. Heck, the truly cautious can even buy earthquake insurance (predominantly sold in California, of course). But, what about long term care insurance? Is that worth the money? And what is it anyway? Isnt it like that commercial with the duck in it that keeps getting hurt?

Long term health Care Insurance is almost exactly what it sounds like a long term care insurance policy you buy to help provide for the cost of long-term care beyond a predetermined period of time. Long term insurance covers care that is not generally covered by regular health insurance, Medicare or Medicaid. It is excess to what you may think you already have.

Individuals who require long term care are not sick in the general sense. They usually need special care in their daily activities, dressing, bathing, and eating, daily hygiene, getting in and out of bed or a chair, and possibly walking. And this may not even be necessarily long term care in the traditional sense. This may be care required to recover or rehabilitate from an accident or a surgery. A long term care insurance policy provides for these and many other things.

If you think you are too young to think about long term care now, think again. It doesnt discriminate based on age. You have only to think of the actor Christopher Reeve to know that. He became paralyzed at 42 by a riding accident and subsequently required 9 years of long term care. The author Stephen King required long term care following a car accident that nearly took his life while he was a pedestrian in his 50s. And the actor Michael J. Fox struggles still daily with Parkinsons disease diagnosed at age 30. In fact, about 40% of those receiving long term care are between the ages of 18 and 64.

Medicaid generally does not pay for long term care in a home setting; therefore long term health care insurance is your best option and definitely something to consider. If home care coverage is purchased, long term care insurance will pay for it, often from the first day it is needed. It will pay for a live-in caregiver or private duty nurse up to 7 days a week, 24 hours a day. Assisted living is paid for by long term care insurance as is respite care, adult daycare and hospice care. Long term care insurance can also pay expenses for caring for an individual who suffers from Alzheimers or other forms of dementia.

So before you go on that next skydiving trip, check out some long term health care insurance. You might be doing you and your family a huge favor!

Enjoy Peace Of Mind In Home Health Care Sacramento

Enjoy Peace Of Mind In Home Health Care Sacramento

Often a new mother, a senior member or a home health professional may need a little support to perform the daily activities of daily life. But for most of the cases one needs to move elsewhere from the home to get this help. But there are certain organizations in Sacramento that help you to have home health care without moving you or your family member to some other place. There are good organization who understand your problem and with a very friendly gesture tries to explore your needs and provides you home health care.

You can depend on this company as it proves a high quality in-home care Sacramento. Taking care of the surrounding areas, they provide you with trained and certified nurses as a part of caregivers. With the help of experienced Home Health Aides home care Sacramento provides the senior citizens and new mothers the best possible home cares. The care givers of this organization undergo continuous training and education to know their client better and also how to give them the best support. It is their main job to see whether the client is in needs support for activities of daily living or suffering from some chronic disease like Parkinsons, diabetes or dementia. Senior care Sacramento is always there to help their clients in all possible ways. With affection and lots of understanding they provide the best help for Senior care Sacramento.

If you are looking for some in-home care Sacramento then often this company supplies you trained and experienced nurses to help you out as a caregiver. Every caregiver undergoes screening through different sections so as serve the community in a better way. You can trust in-home care Sacramento, as they provide you the best caregiver after understanding your need. They have the patience of handling each of their clients and give a positive solution for every problem for the client. With the help of these organizations home health care has become very popular in Sacramento.

You will find every solution with these organizations, whatever you are looking for. Starting from home health care, in-home care Sacramento, home care Sacramento and senior Care Sacramento they have all of your needs with them. Each employees working under this organization undergoes several enquiry based on federal, state and local criminal background check. Every employee need to undergo sex offender registration, DMV check for any home health care. Home care Sacramento offers you full security with their caregivers as they verify the pre-employment drug testing and reference.

Home health care and home care Sacramento helps you to get the ultimate help, support and solutions by sitting at your home. All things you required is to get in touch with them and ask about the help you are looking for. Once you get connected to this reliable organization you can enjoy independence and peace with in your own setup.